Cultivate is our newest lending product that enables us to help our farming members develop and future proof their business by providing quick and easy access to unsecured finance. Our farm finance is available for a variety of farming purposes. Cultivate applicants must own herd number/ land.
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Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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Total

Interest

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Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Valid Proof of ID

  • Passport
  • Drivers License
2

Proof of Income

  • Statement of direct payments for the previous years
  • Tax Clerance Certificate
  • Confirmation of TAMS II
3

Outgoings

  • 3 months bank statements (most recent)
  • Two years financial accounts (most recent available)
  • Evidence of non business related income
  • Any other supporting documents which may assist you application
Lending criteria

Clear Credit Check

  • All borrowings must be up to date before any credit will be approved.

Proven Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Maximum Term

  • The maximum term available is 7 years.
How to apply

How To Apply

If you are an existing registered member, you can make a full application online. Alternatively, you can come in to any of our offices or call us and we can discuss your needs and proceed with your loan application.

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Please note: if you do not meet the repayments on your loan, you account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information please contact us today.

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