A Secured Loan allows you to borrow up to the value of your savings at a reduced rate of 4.75%. A Secured Loan is cost effective way to access funds while leaving your savings untouched and available for future needs.
Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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Loan Enquiry

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What We Require From You
1

Valid Proof of ID

  • Passport
  • Driving Licence
2

Proof of Address

  • Utility Bill (dated within the last 6 months)
  • Government Document (dated within the last 6 months)
  • Bank Statement (dated within the last 6 months)
3

Copy of PPS Number

  • Social Services Card is not acceptable
Lending criteria

Clear Credit Check

Ability to Repay

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply


Existing members can call us on 047-81810 and apply over the phone or make an application online when they are registered. Members can also apply for a saving secured loan at our counter without an appointment.

Online Banking Log In Register
Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with Monaghan Credit Union please contact us today.

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