A Secured Loan allows you to borrow up to the value of your savings at a reduced rate of 4.75%. A Secured Loan is cost effective way to access funds while leaving your savings untouched and available for future needs.
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Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

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Interest

Monthly

Total

Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Valid Proof of ID

  • Passport
  • Driving Licence
2

Proof of Address

  • Utility Bill (dated within the last 6 months)
  • Government Document (dated within the last 6 months)
  • Bank Statement (dated within the last 6 months)
3

Copy of PPS Number

  • Social Services Card is not acceptable
Lending criteria

Clear Credit Check

Ability to Repay

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply

Existing members can call us on 047-81810 and apply over the phone or make an application online when they are registered. Members can also apply for a saving secured loan at our counter without an appointment.

Become a Member Phone Application
Online Banking Log In Register
Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with Monaghan Credit Union please contact us today.

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