Need a loan?

Why not come to Monaghan Credit Union.

  • All applications are treated in the utmost confidence.
  • Cognisance is taken of members record of savings, previous loan repayments and ability to repay.
  • Full Loan Protection Insurance at no extra cost is provided (subject to approval).
  • Repayment plans are flexible and tailored to individual members circumstances
  • No Charges. No Fees. No Penalties.
  • Early or Lump Sum Repayments benefit from reduction in interest charges.

Our current annual rate of interest is 9.9% (10.38% APR variable)*

Other rates available are Saving Secured Loan 4.75% (4.87% APR), Welcome loan 6.9% (7.13% APR) and Education Loan 5.9% (6.07% APR).

Interest is calculated on the outstanding loan balance, so you pay even less by repaying your loan in a shorter time than originally planned.

Loans are subject to approval. Terms and Conditions apply.

Warning: If you do not meet repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Estimate loan repayments with our Loan Calculator


*rate quoted applies to loans of up to 5 years – For longer contact Monaghan Credit Union Office