Our 50% Secured Loan allows members to borrow double the amount you have in savings at a reduced rate of 6.9%. Example if a member had €5,000 in savings they could borrow €10,000 at our 50% secured rate. Your savings will be held against the loan.
Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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Loan Enquiry

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What We Require From You
1

Valid Proof of ID

  • Passport
  • Driver's License
2

Proof of Address

  • Utility Bill
  • Government Document
  • Bank Statement
3

Copy of PPS Number

  • Social Services Card is not acceptable
Lending criteria

Clear Credit Check

Ability to Repay

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply


Existing members can call us on 047-81810 and apply over the phone or make an application online when they are registered. Members can also apply for a saving secured loan at our counter without an appointment.

Online Banking Log In Register
Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with Monaghan Credit Union please contact us today.

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